Terms of Use - Credit Card Compare & Tracker

These Terms of Use ("Terms") govern your access to and use of our website, mobile application, and related services (collectively, the "Services"). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use immediately.

1. Nature of Service

The Services provide informational tools and resources to compare and review credit card offers. We are not a bank, lender, credit card issuer, or financial institution, and we do not provide financial, legal, or tax advice. All final terms, rates, and conditions are determined solely by the respective credit card issuer.

2. No Guarantee of Approval

Use of the Services does not guarantee approval for any credit product. All applications are processed directly by the issuing bank or institution under their criteria.

3. Accuracy and Availability of Information

While we strive to maintain accurate and up-to-date information, we do not warrant or guarantee the completeness, accuracy, or timeliness of any content. We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without notice.

4. Limitation of Liability

To the maximum extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Services. Your sole and exclusive remedy is to stop using the Services.

5. Indemnification

You agree to indemnify, defend, and hold harmless our company, its officers, directors, employees, contractors, and agents from and against all claims, liabilities, damages, losses, and expenses (including legal fees) arising from your violation of these Terms or misuse of the Services.

6. Intellectual Property Rights

All content, design elements, trademarks, and logos displayed on the Services are the exclusive property of our company or its licensors and are protected under applicable copyright and trademark laws. Unauthorized use is prohibited.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Your Jurisdiction] for any disputes arising under these Terms.

8. Changes to the Terms

We may update these Terms at any time. Continued use of the Services after such changes constitutes your acceptance of the updated Terms.